Cashless treatment pilot projects for India’s road accident victims

Road accidents IndiaMinister of Road Transport & Highways (MoRTH) Nitin Gadkari was in attendance. A toll free number 1033 and a 24×7 call centre are planned to receive accident reports on these stretches. GPS-fitted ambulances are to be deployed every 25 kms so accident victims can be transported to the nearest hospital in quick time. If admitted to a private empanelled hospital, cashless treatment for the first 48 hours within a limit of Rs.30,000/- will be provided.

One MoU was signed with IFFCO Tokyo General Insurance Company for the Vadodara-Mumbai stretch of NH-8, and with ICICI Lombard General Insurance for the Ranchi-Rargaon-Mahulia (Jamshedpur) stretch of NH-33. Ministry of Road Transport & Highways has requested the Department of Heavy Industry (DHI) to fund scientific investigation of vehicle or accident/crashes in these identified areas, to be funded from road cess. DHI conducts such investigations on the Gurgaon-Jaipur stretch.

A similar pilot project on Gurgaon-Jaipur stretch of NH-8 through ICICI Lombard has been put to effect since July 2013. Until 31st July 2014, 3011 accident victims have been attended here at a targeted average response time of 20 minutes for the ambulance to reach accident site, and 20 minutes for the victim to be shifted to the nearest hospital.

Needful work has facilitated an average response of 8 minutes for ambulance to reach the accident scene, and average 15 minutes to shift an accident victim to hospital. Ongoing project success has prompted suggesting average response time of 15 minutes each for ambulance to reach accident site, and to shift a victim to hospital for both projects launched today. All three pilot projects aim to collect data to roll out a PAN-India plan for cashless treatment of road accident victims with the objective of reducing fatalities in road accidents through much needed medical care to accident victims i the ‘Golden Hour’.