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J&K floods road and motor claims assessment

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Jammu Kashmir flood September 2014Vehicles carrying relief material from Delhi to Jammu & Kashmir are exempt from paying ‘user fee’ at toll plazas on national highways upon showing exemption certificates issued by Principal Resident Commissioner’s office at J & K house.

Union Ministry of Road Transport & Highways (MoRTH) has authorized State Principal Resident Commissioner at J & K house in New Delhi to issue exemption certificates to such vehicles until 24th Sept. Minister of Road Transport & highways and Rural Development, Drinking Water & Sanitation, Nitin Gadkari is expected to visit the state soon to survey damaged roads, especially rural roads built under Pradhan Mantri Gram Sadak Yojna (PMGSY).

As water levels recede, assessment of road network damage has begun. Ministry of Drinking Water & Sanitation has airlifted drinking water bottles for flood victims, and dispatched water purification plants to improve drinking water supply in the valley.

With motor vehicles, houses, shops and business establishments under water in the valley, life and general insurance companies are gearing up for settlement of claims. Most insurance companies are readying surveyors to visit to region to assess the damage and take note of the situation once the flood waters recede.

Bajaj Allianz in association with Jammu and Kashmir Bank is assessing the situation in the region. The company is sure that motor claims from the area will far exceed that received during floods in Uttarakhand last year, due to the greater density of vehicles in the region. Along with Bajaj Allianz, United India Insurance Co is also gearing up for settlement of claims but envisages that though claims may be more from J&K due to density of population, size of claims could be lower due to the fact that it is a tourist spot with most cars damaged being tourist vehicles.

New India Assurance also expects to see a host of motor claims coming in from the region, registration of which has been delayed as flood waters have not yet receded while communication facilities have not yet been restored.